Comments on: Is the regulation of payday lenders justified?

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By: Michael Griffith

Michael Griffith — Thu, 23 Jul 2009 21:21:35 +0000

This is a hard one- there’s no doubt these products exploit people. On the other hand, there’s no question that these people are fucking stupid.

In the sense that mitigating the corrosive effects of poverty, these products should be regulated or even prohibited. I almost feel like an argument can be made: If you’re stupid enough to use these facilities, you’re too stupid to be trusted with your own financial well-being.